Our offer

About Credit Insurance

How does it work?

Not only in the export business, but also in transactions within Austria, it can happen that you provide your services as agreed and the buyer still does not pay the agreed price.
 
The professional and effective handling of defaults can become a tightrope between financial liquidity and corporate reputation.
 
Coface's credit insurance protects you from the unpredictable risk of unpaid invoices - both domestically and abroad. This minimizes your risk and protects your company from losses due to the default of trade-related Claims.
Cycle Credit Insurance

WHAT IS THE IMPACT OF AN UNPAID INVOICE ON YOUR TURNOVER?

 25% of bankruptcies are due to unpaid invoices

It is often underestimated how much additional revenue has to be generated to make up for the payment default.

 

With outstanding claims of, for example, 10,000 EUR and an operating profit margin of 9%, an additional turnover of 111,111 EUR must be generated to offset the loss.

 

With Coface you will gain relevant industry know-how and expertise from one of the world's leading credit insurers. We check your customers even before damage occurs and should a payment default occur nevertheless, we are there for you and compensate your insured claims. Every day, you grant your customers payment conditions for outstanding invoices. This is an important part of your day-to-day business and you may underestimate the risk you are taking. With Coface credit insurance, you can acquire new customers from all sectors of the economy without any risk in order to make your company more successful.

 

AND YOU? DO YOU KNOW THE IMPACT OF AN UNPAID INVOICE?
Move the sliders to change the values according to your company:
Operating
margin


Unpaid
amount


This simulation shows you the additional turnover you need to generate in order to absorb an unpaid invoice.
In your case, for a debt of 50.000, your company needs to generate additional turnover of
500.000 if your operating margin is 5%.
Top
  • Deutsch
  • English